Canadian Insurance Blog
Manulife Vitality Program
Introduction Welcome to our latest blog article. Today we are looking at a Health and Wellness program called Vitality®, which can now be obtained when individuals or families purchase certain Manulife personal or group insurance plans. This Vitality program can be...
The Benefits of Donating a Life Insurance Policy to Charity
Life insurance policies cannot only be left to an individual beneficiary, but can be donated to charity. Along with the satisfaction of knowing that you are leaving money to a worthy cause, donating your policy will also have certain tax benefits. Donating your life...
Top 5 Craziest Life Insurance Frauds
Since the existence of life insurance there have been many people who have faked their own death and attempted to collect on a life insurance claim by splitting the claim proceeds with a beneficiary such as a spouse or relative. How many people have actually gotten...
Life Insurance Rates and Health Conditions
Most life insurance plans are medically underwritten, which means that the insurance company has an underwriter look at your medical history (as well as conducting an interview with a medical practitioner) to evaluate your overall health condition. This evaluation...
COVID-19, Loss of Employee Benefits & Conversion Health Insurance Plans
Unfortunately many Canadians have now found themselves without employee benefits due to job loss as a result of the COVID-19 pandemic. Not having health insurance coverage can be a source of worry for many of these unemployed Canadians. The good news is that there are...
Do I Really Need A Health & Dental Insurance Broker?
We are receiving an overwhelming amount of inquiries about supplementary health care insurance to compliment provincial plans. In particular, most people are interested in continuing coverage during a career transition. If you are exiting an employer sponsored...
What COVID-19 Has Taught Us About Insurance & Preparedness
During these unprecedented times, we know that many of you may be feeling stressed, overwhelmed, and maybe even a little paranoid about the future. We also understand that due to COVID-19, your worldview may have changed when it comes to the stability of your job,...
My Business is Shut Down and Employees are Temporarily Laid Off. What Should I do about our Group Benefits Plan?
As a Canadian business owner during the COVID-19 pandemic you understand making tough decisions. However, your Group Benefits Broker is here to help. Before you make important decisions about your employee group benefits plan, contact your Group Benefits Broker to...
What are Canadian Insurance Companies Doing to Help us During COVID-19?
Whoa! What’s happening? I can’t keep up! There’s too much information to filter through. Nobody seems to be addressing MY question. Information has been coming at a fast pace regarding new policies and procedures and creative ways of conducting business during the...
Retiring Abroad: What You Need to Know
For many retiring Canadians, living outside of the country either full-time or part-time can be an attractive option. Whether choosing to winter in a warmer climate or altogether moving to a different country, you need to be aware of the financial issues surrounding...
Common Life Insurance Mistakes to Avoid
Shopping for a life insurance plan that fits your particular situation can be a daunting task. There are many companies that offer life insurance and each company has pros and cons. There are also different types of life plans with many different options. In addition,...
Teaching Children About Money & Spending Habits
While Canadian parents may be striving to achieve financial freedom as well as the "good things in life", we may be forgetting about what we are teaching our children. New studies are showing the correlation between a parents' attitude towards money and how this...