Canadian Insurance Blog

Life Insurance Rates and Health Conditions

Life Insurance Rates and Health Conditions

Most life insurance plans are medically underwritten, which means that the insurance company has an underwriter look at your medical history (as well as conducting an interview with a medical practitioner) to evaluate your overall health condition. This evaluation...

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How Much Life Insurance is Enough?

How Much Life Insurance is Enough?

A commonly asked question regarding life insurance is "how much life insurance is enough?" Simply put: the amount of coverage needed depends on the amount of debt and income loss the plan has to cover. This is determined by the total assets that can be allocated...

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Cash Values & Life Insurance

Cash Values & Life Insurance

In a world of way too much tax there still a tax strategy that Canadians should take advantage of. This strategy is to decrease your tax burden, and the tactic is purchasing a life insurance policy that allows for tax-deferred growth. The Concept Many insurance...

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