Canadian Insurance Blog
Cost Plus and Group Benefit Plans
What is Cost Plus? Group benefit plans, also called group insurance or employee benefits, offer company employees coverage for various healthcare costs. These benefit plans commonly cover dental and prescription drug costs, and they may also cover costs resulting from...
Retirement Health Benefits
For many Canadians retirement is a time of change and excitement. Some have travel plans, while others have things they want to accomplish at home. One important aspect about retirement that sometimes goes unmentioned is the loss of employee benefits and healthcare....
Guaranteed Issue Enhanced Health Insurance
Guaranteed Issue Enhanced Health & Dental Insurance We're happy to announce that we can now offer Canadians a new "no medical" health insurance plan from Manulife called Guaranteed Issue Enhanced. What is "Guaranteed Issue"? Guaranteed issue health insurance is...
Why Offer Employee Benefits
What Every Small Business Owner Needs to Know The current labour market has shifted and is now in favour of the employee. Coming out of the pandemic, there are more jobs available than there are people willing to fill them. What does this mean to the average small...
Updating Your Life Insurance Policy
A life insurance policy is instrumental when it comes to protecting your family and providing for them financially in the event that one or both parents pass away. How much coverage is required depends on many different factors. Simply put, when a person dies , that...
Choosing an Executor for Your Will
Although planning your will can be an unpleasant idea, it is the only way to protect your loved ones and ensure that your wishes are carried out. Choosing an executor is a very important component of planning your will. The executor (or executors) will be responsible...
Manulife Vitality Program
Introduction Welcome to our latest blog article. Today we are looking at a Health and Wellness program called Vitality®, which can now be obtained when individuals or families purchase certain Manulife personal or group insurance plans. This Vitality program can be...
The Benefits of Donating a Life Insurance Policy to Charity
Life insurance policies cannot only be left to an individual beneficiary, but can be donated to charity. Along with the satisfaction of knowing that you are leaving money to a worthy cause, donating your policy will also have certain tax benefits. Donating your life...
Top 5 Craziest Life Insurance Frauds
Since the existence of life insurance there have been many people who have faked their own death and attempted to collect on a life insurance claim by splitting the claim proceeds with a beneficiary such as a spouse or relative. How many people have actually gotten...
Life Insurance Rates and Health Conditions
Most life insurance plans are medically underwritten, which means that the insurance company has an underwriter look at your medical history (as well as conducting an interview with a medical practitioner) to evaluate your overall health condition. This evaluation...
COVID-19, Loss of Employee Benefits & Conversion Health Insurance Plans
Unfortunately many Canadians have now found themselves without employee benefits due to job loss as a result of the COVID-19 pandemic. Not having health insurance coverage can be a source of worry for many of these unemployed Canadians. The good news is that there are...
Do I Really Need A Health & Dental Insurance Broker?
We are receiving an overwhelming amount of inquiries about supplementary health care insurance to compliment provincial plans. In particular, most people are interested in continuing coverage during a career transition. If you are exiting an employer sponsored...
– CATHY, TECHNICAL WRITER FROM ERIN, ON
– PRAD, SYSTEMS ANALYST FROM MARKHAM, ON
– MAUREEN, HUMAN RESOURCES FROM PRINCETON, NJ USA
