Canadian Insurance Blog
Employee Benefit Trends for 2020
Diversity in the Workplace Today’s workplaces are more diverse than ever and this new workforce is shifting the thinking around traditional benefits packages. The biggest trend and focus of modern plans is toward a more complete and comprehensive “total workplace...
Small Business Planning For The New Year
With a new decade upon us it's a good time to evaluate your business. Begin the new year with a detailed business plan in place, as well as defining your goals. Go beyond the profit and loss figures; maybe it's time to research using new suppliers, a new marketing...
Keeping Your Life Insurance Up To Date
It is a good idea to evaluate and review your life insurance coverage once a year. Changes in your lifestyle, family, and income can affect the coverage you need. Once a year, re-read your policy to determine whether your current coverage is adequate to meet all your...
Universal Life Insurance
Universal life insurance is a hybrid policy that combines certain elements of both term and whole life. Universal life coverage offers the consumer the benefits of a more conventional term life policy and can build up a cash value more quickly than traditional whole...
Minimize Estate Taxes with Life Insurance
Taxation of an estate when a person dies can be significant. In some cases, the amount of tax owed can be so severe that part or even all of an estate must be liquidated in order to pay the taxes owing. One way to minimize estate taxes is to leverage life insurance....
Guaranteed Issue Life Insurance: Who Needs It?
For many Canadians, purchasing life insurance may appear to be a troublesome prospect. People who have health problems or are advancing in age may assume that they do not qualify for life coverage. Also, some Canadians unexpectedly find themselves without coverage...
Applying For Life Insurance in Canada
Why Is Life Insurance Important? Life insurance is an important part of every Canadian's financial security. Life insurance will ensure that your survivors are not encumbered with your debt, as well as providing them the finances that will enable them to live without...
Wealth Management: Keeping your Family Cottage
This article specifically discusses wealth management from the perspective of cottage owners, especially those who want to keep a cottage in the family. What You Need To Know About Cottages When you pass away assets transferred to your children can result in a capital...
Group Life Insurance: Is It Enough?
Employee Benefits and Life Insurance Along with group health insurance, group life insurance is a common benefit that you may receive from your employer. However, it is important to thoroughly investigate whether this coverage is going to be sufficient for your life...
Right Time to Buy Life Insurance in Canada?
No, You're Not Too Young Life insurance is not a topic that people want to think about. Everyone would ideally like to put off this issue for "another year", "when I’m older and need it", or "when I get around to it." The Ideal Time For Coverage However, the ideal...
Life Insurance for Canadian College and University Students
Parents across Canada will be sending their children off to college or university in a few short weeks. For many, this will be the first time their child is leaving home. When considering what your child needs before they leave home, you may want to consider buying...
Canadian Key Person Insurance
Many Canadian small businesses rely heavily on one person. This is a person who is instrumental to the success of the business and would be difficult to replace, at least for the short-term. Examples of key people are managers, directors, and in some cases IT people...
