Canadian Insurance Blog
Life Insurance Rates and Health Conditions
Most life insurance plans are medically underwritten, which means that the insurance company has an underwriter look at your medical history (as well as conducting an interview with a medical practitioner) to evaluate your overall health condition. This evaluation...
COVID-19, Loss of Employee Benefits & Conversion Health Insurance Plans
Unfortunately many Canadians have now found themselves without employee benefits due to job loss as a result of the COVID-19 pandemic. Not having health insurance coverage can be a source of worry for many of these unemployed Canadians. The good news is that there are...
Do I Really Need A Health & Dental Insurance Broker?
We are receiving an overwhelming amount of inquiries about supplementary health care insurance to compliment provincial plans. In particular, most people are interested in continuing coverage during a career transition. If you are exiting an employer sponsored...
What COVID-19 Has Taught Us About Insurance & Preparedness
During these unprecedented times, we know that many of you may be feeling stressed, overwhelmed, and maybe even a little paranoid about the future. We also understand that due to COVID-19, your worldview may have changed when it comes to the stability of your job,...
My Business is Shut Down and Employees are Temporarily Laid Off. What Should I do about our Group Benefits Plan?
As a Canadian business owner during the COVID-19 pandemic you understand making tough decisions. However, your Group Benefits Broker is here to help. Before you make important decisions about your employee group benefits plan, contact your Group Benefits Broker to...
What are Canadian Insurance Companies Doing to Help us During COVID-19?
Whoa! What’s happening? I can’t keep up! There’s too much information to filter through. Nobody seems to be addressing MY question. Information has been coming at a fast pace regarding new policies and procedures and creative ways of conducting business during the...
Retiring Abroad: What You Need to Know
For many retiring Canadians, living outside of the country either full-time or part-time can be an attractive option. Whether choosing to winter in a warmer climate or altogether moving to a different country, you need to be aware of the financial issues surrounding...
Common Life Insurance Mistakes to Avoid
Shopping for a life insurance plan that fits your particular situation can be a daunting task. There are many companies that offer life insurance and each company has pros and cons. There are also different types of life plans with many different options. In addition,...
Teaching Children About Money & Spending Habits
While Canadian parents may be striving to achieve financial freedom as well as the "good things in life", we may be forgetting about what we are teaching our children. New studies are showing the correlation between a parents' attitude towards money and how this...
How Much Life Insurance is Enough?
A commonly asked question regarding life insurance is "how much life insurance is enough?" Simply put: the amount of coverage needed depends on the amount of debt and income loss the plan has to cover. This is determined by the total assets that can be allocated...
Cash Values & Life Insurance
In a world of way too much tax there still a tax strategy that Canadians should take advantage of. This strategy is to decrease your tax burden, and the tactic is purchasing a life insurance policy that allows for tax-deferred growth. The Concept Many insurance...
Health & Wellness Programs
The Importance of Health & Wellness Programs Life insurance is more than just a policy to cover you in times of death. Your insurance carrier wants you to be healthy, happy and productive. This is why most carriers are offering health and wellness programs, aimed...
