Canadian Insurance Blog

Employee Benefit Trends for 2020

Employee Benefit Trends for 2020

Diversity in the Workplace Today’s workplaces are more diverse than ever and this new workforce is shifting the thinking around traditional benefits packages.  The biggest trend and focus of modern plans is toward a more complete and comprehensive “total workplace...

read more
Keeping Your Life Insurance Up To Date

Keeping Your Life Insurance Up To Date

It is a good idea to evaluate and review your life insurance coverage once a year. Changes in your lifestyle, family, and income can affect the coverage you need. Once a year, re-read your policy to determine whether your current coverage is adequate to meet all your...

read more
Universal Life Insurance

Universal Life Insurance

Universal life insurance is a hybrid policy that combines certain elements of both term and whole life. Universal life coverage offers the consumer the benefits of a more conventional term life policy and can build up a cash value more quickly than traditional whole...

read more
Minimize Estate Taxes with Life Insurance

Minimize Estate Taxes with Life Insurance

Taxation of an estate when a person dies can be significant. In some cases, the amount of tax owed can be so severe that part or even all of an estate must be liquidated in order to pay the taxes owing. One way to minimize estate taxes is to leverage life insurance....

read more
Guaranteed Issue Life Insurance:  Who Needs It?

Guaranteed Issue Life Insurance: Who Needs It?

For many Canadians, purchasing life insurance may appear to be a troublesome prospect. People who have health problems or are advancing in age may assume that they do not qualify for life coverage. Also, some Canadians unexpectedly find themselves without coverage...

read more
Wealth Management: Keeping your Family Cottage

Wealth Management: Keeping your Family Cottage

This article specifically discusses wealth management from the perspective of cottage owners, especially those who want to keep a cottage in the family. What You Need To Know About Cottages When you pass away assets transferred to your children can result in a capital...

read more
Group Life Insurance: Is It Enough?

Group Life Insurance: Is It Enough?

Employee Benefits and Life Insurance Along with group health insurance, group life insurance is a common benefit that you may receive from your employer. However, it is important to thoroughly investigate whether this coverage is going to be sufficient for your life...

read more

Craig Baker has been our broker ever since we started with benefits over 10 yrs ago. He has always been there to help us save money on premiums, assist with claims and answer any questions from my team.

— Oded, President of a Manufacturing Company in Concord, ON

Craig has been a great asset in assisting me with navigating the Canadian benefits universe, which is quite different than the US. Craig’s knowledge of the Canadian health care plans, and his insights as to the plan design and options have been a great benefit to our Canadian Team.

— Maureen, Human Resources from Princeton, NJ USA

Craig has made the seemingly daunting experience of purchasing term life insurance easy by carefully walking me through the process Craig also helped me discover how much I needed to protect my family.

— Prad, Systems Analyst from Markham, ON

Baker & Baker always answer my calls promptly, I am semi-retired and travel frequently. Craig makes it easy for me to go away with peace of mind.

— Cathy, Technical writer from Erin, ON

When my employment status changed Lorna advised me on the transition from group benefits to a personal plan. She took the time to learn what I needed from a health and dental plan. Lorna made me feel very comfortable with the process and explained all of my options. Thanks to Lorna’s professional care I am very confident that I have the best individual health plan customized for me.

— Tracy, Finance Professional from Toronto, ON