June 5, 2026 | Employee Benefits, Group Insurance
Manulife Financial recently released a report that examined lost employee productivity due to health-related issues. This study was based on the responses from 4,700 employees across 159 organizations that had a group benefits plan with Manulife. Although Manulife...
September 26, 2025 | Employee Benefits, Group Insurance
In today’s competitive job market, offering a robust group benefits package isn’t just a perk—it’s a strategic necessity. Whether you’re an HR professional, a small business owner, or an employee trying to decode your coverage, understanding the basics of group...
May 9, 2025 | Employee Benefits, Group Insurance
The cost of providing comprehensive benefits continues to rise. Managing group benefits effectively is critical for employers in Canada. The need to find balance between offering appealing group insurance to employees and maintaining financial sustainability is not...
March 21, 2025 | Canada Insurance, Employee Benefits, Group Insurance
In Canada, Health Care Spending Accounts (HCSAs) have become a popular benefit offered by many employers. These accounts offer employees a flexible, tax-efficient way to manage health-related expenses such as dental, prescription drug and paramedical costs....
December 6, 2024 | Employee Benefits, Individual and Family Health Insurance
Personal Health Expenses In many cases health plan related expenses can be declared as tax deductible expenses when filing taxes. This is true for both individual plans and employee benefit plans. According to the Canadian Revenue Agency (CRA), the premiums for a...
March 28, 2024 | Employee Benefits
How Getting a Group Benefits Plan Works A company that is looking for a benefits plan engages an advisor (e.g. a broker or agent) who then submits that company’s details to several insurance companies for a quote. (An experienced advisor will know which...