Your Benefits are our business.

At Baker and Baker Benefits our group insurance brokers help businesses of all shapes and sizes provide value to their team through a custom-designed group insurance program.

Tell Me More

Baker and Baker - Accredited Business




Your Benefits are our business.

At Baker and Baker Benefits our group insurance brokers help businesses of all shapes and sizes provide value to their team through a custom-designed group insurance program.

Tell Me More

Baker and Baker - Accredited Business




Request a Quote Today



Craig Baker has been our broker ever since we started with benefits over 10 yrs ago. He has always been there to help us save money on premiums, assist with claims and answer any questions from my team.

— Oded, President of a Manufacturing Company in Concord, ON


Craig has been a great asset in assisting me with navigating the Canadian benefits universe, which is quite different than the US. Craig’s knowledge of the Canadian health care plans, and his insights as to the plan design and options have been a great benefit to our Canadian Team.

— Maureen, Human Resources from Princeton, NJ USA


Craig has made the seemingly daunting experience of purchasing term life insurance easy by carefully walking me through the process Craig also helped me discover how much I needed to protect my family.

— Prad, Systems Analyst from Markham, ON


Baker & Baker always answer my calls promptly, I am semi-retired and travel frequently. Craig makes it easy for me to go away with peace of mind.

— Cathy, Technical writer from Erin, ON


Making group benefits simple for businesses of any size.

Our greatest reward is when we can help a small business thrive through quality group benefits for their employees.

“Small business is where my passion lies in this industry. Nothing gives me greater satisfaction than meeting new entrepreneurs and watching their businesses thrive with the help of a strategically optimized benefits program.” – Craig Baker

Craig Baker, owner and president of Baker and Baker Benefits, has worked as an insurance broker since 1991. For the past 15 years Craig was a partner of a successful Multi-Line National Brokerage. With Baker and Baker, Craig has taken the leap forward to focus on group benefits for small businesses. Craig prides himself on developing strong, personal relationships that results in mutually beneficial, long-lasting partnerships.

Every employer’s goal is to have a team of happy and healthy employees. For that reason, employers should take note of the link between physical and financial health. For example, the stress an employee may experience as the result of financial insecurity can directly result in lost productivity and excessive claims on a health plan. With comprehensive programs in place this stress can be relieved and you will see gains in productivity and reduced claims on health care. The result is morale and productivity are increased, health costs and absenteeism are reduced.

Setting up a benefits package that works for you is not an automatic process; there’s an art to finding the right degree of coverage for the right price. We pride ourselves on taking a personal approach, matching your needs and objectives to our wide-ranging list of services.

Once we’ve got a strong sense of what your team prioritizes, we will go to bat for you to find the optimal plan design and negotiate with insurance companies to secure you the best rates possible.

You’ll be surprised at how much flexibility and customization is possible when you work with a group benefits broker at Baker and Baker.

Group Benefits


A comprehensive group benefits program sets the foundation for a successful small business, helping you to attract and retain your valuable employees.

The business world can be competitive and cutthroat – protecting and providing for your employees will always be a key issue at heart of any business. Together, we can sculpt a detailed group benefits plan that takes into account the unique traits, personalities and life situations of your team.

Baker and Baker can help you explore every option and uncover every opportunity to help you secure rates that put you in a position to succeed.

Group Savings


There’s strength in numbers! Take advantage of group discounts and remarkable rates with practical and helpful contracts made possible by a Baker and Baker group benefits insurance broker.

Individual Health


Explore a great selection of plans designed to help individuals who are self-employed, retired, or aren’t part of a group or work benefits program.

Life Insurance


Comprehensive life insurance packages designed to protect and support your loved ones, no matter what.



Explore the world and pursue adventure without the added stress and uncertainty of the “what if’s?”


What is a good strategy to use when preparing employee benefits?

When preparing employee benefits there are four key factors.

• I need to attract and keep good people.
• I need to promote a happy healthy and productive work environment.
• My plan needs to be comprehensive yet affordable to the business.
• Physical and financial health are intrinsically linked. A good strategy considers both.


When will my claim get paid?

Claims are paid almost instantly these days. It depends somewhat on how your plan is set up. Typical drug and dental claims are paid at point of purchase, and many other services can be claimed online minimizing turnaround and getting your money back quickly.

How many employees do I need to qualify for group benefits?

You only need a staff of two to make up a traditional group benefits plan, and it goes up from there.

How much money do I need to contribute to have a group savings plan?

Group savings plans can be set up with as little as $10,000 in annual contributions and that includes personal contributions from the business owner/s.

What are the benefits of term life insurance?

Term Life insurance is a powerful and effective financial tool to protect families and business against the unexpected loss of a key person. It is remarkably easy to purchase and very inexpensive.

What is the difference between accidental death insurance and life insurance?

The difference between Accidental Death insurance and Life Insurance is in when it pays. Accidental death insurance only pays if death occurs by accident. Life insurance pays upon the death of the insured no matter the cause.

Request a Quote

  • Discover how group insurance can help your business.

    If you would like a market survey completed to see how easy and affordable group benefits can be please complete the following information about your company and we’ll get started today!

  • Individual health plans

    Fill out the form below and we will tailor a plan that’s right for you.

  • Benefit from group savings

    Discover how group savings can complement your existing benefits program. Please complete the following information and we will show you how easy and effective it can be.

  • Life Insurance

  • Travel with peace of mind

1 (866) 369-4474

680 Exceller Circle,
Newmarket, ON,
L3X 1P4

Baker and Baker is committed to respecting the privacy of individuals and recognizes a need for the appropriate management and protection of any personal information that you agree to provide to us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.


Are you already a plan sponsor or plan member?
See below for details about your plans.

  • Need to change your request?