Canadian Insurance Blog

Employee Benefit Trends for 2020

Employee Benefit Trends for 2020

Diversity in the Workplace Today’s workplaces are more diverse than ever and this new workforce is shifting the thinking around traditional benefits packages.  The biggest trend and focus of modern plans is toward a more complete and comprehensive “total workplace...

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Keeping Your Life Insurance Up To Date

Keeping Your Life Insurance Up To Date

It is a good idea to evaluate and review your life insurance coverage once a year. Changes in your lifestyle, family, and income can affect the coverage you need. Once a year, re-read your policy to determine whether your current coverage is adequate to meet all your...

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Universal Life Insurance

Universal Life Insurance

Universal life insurance is a hybrid policy that combines certain elements of both term and whole life. Universal life coverage offers the consumer the benefits of a more conventional term life policy and can build up a cash value more quickly than traditional whole...

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Minimize Estate Taxes with Life Insurance

Minimize Estate Taxes with Life Insurance

Taxation of an estate when a person dies can be significant. In some cases, the amount of tax owed can be so severe that part or even all of an estate must be liquidated in order to pay the taxes owing. One way to minimize estate taxes is to leverage life insurance....

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Guaranteed Issue Life Insurance:  Who Needs It?

Guaranteed Issue Life Insurance: Who Needs It?

For many Canadians, purchasing life insurance may appear to be a troublesome prospect. People who have health problems or are advancing in age may assume that they do not qualify for life coverage. Also, some Canadians unexpectedly find themselves without coverage...

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Wealth Management: Keeping your Family Cottage

Wealth Management: Keeping your Family Cottage

This article specifically discusses wealth management from the perspective of cottage owners, especially those who want to keep a cottage in the family. What You Need To Know About Cottages When you pass away assets transferred to your children can result in a capital...

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Group Life Insurance: Is It Enough?

Group Life Insurance: Is It Enough?

Employee Benefits and Life Insurance Along with group health insurance, group life insurance is a common benefit that you may receive from your employer. However, it is important to thoroughly investigate whether this coverage is going to be sufficient for your life...

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