Canadian Insurance Blog
Better Coverage, Lower Cost: Find the Right Health and Dental Plan
When Was the Last Time You Reviewed Your Plan? If it’s been a while, you could be missing out on new discounts, waived waiting periods, and enhanced coverage options. Whether you’re self-employed, between jobs, transitioning to retirement, or simply looking for better...
Perks with Purpose: Unlocking the Power of Group Benefits
In today’s competitive job market, offering a robust group benefits package isn’t just a perk—it’s a strategic necessity. Whether you're an HR professional, a small business owner, or an employee trying to decode your coverage, understanding the basics of group...
Cost Management Strategies for Canadian Group Benefit Plans
The cost of providing comprehensive benefits continues to rise. Managing group benefits effectively is critical for employers in Canada. The need to find balance between offering appealing group insurance to employees and maintaining financial sustainability is not...
Understanding Health Care Spending Accounts (HCSAs)
Health Care Spending Accounts are a popular benefit offered by employers. HCSAs give employees flexible, tax-efficient management of health-related expenses like dental and drugs.
Tax Benefits of Health Insurance
Personal Health Expenses In many cases health plan related expenses can be declared as tax deductible expenses when filing taxes. This is true for both individual plans and employee benefit plans. According to the Canadian Revenue Agency (CRA), the premiums for a...
Graduating Students and Guaranteed Health Insurance
Oftentimes graduating students have pre-existing medical conditions that will no longer be covered by their student health insurance. If a graduate is able to get employment and if their employer offers employee benefits then their medical conditions will be covered...
Choosing a Group Benefits Advisor
How Getting a Group Benefits Plan Works A company that is looking for a benefits plan engages an advisor (e.g. a broker or agent) who then submits that company's details to several insurance companies for a quote. (An experienced advisor will know which insurance...
Trip Planning and Travel Insurance
Planning a trip can be a very exciting time. You have a destination picked out and you are looking forward to activities that you love to do. Hotel rooms are booked, and you cannot wait to get going. But have you taken steps to protect yourself from medical...
Cancelling a Personal Health Insurance Plan
Find out how to cancel a personal health and dental insurance plan. Use our expert tips as experienced health insurance brokers to make sure you don’t make a mistake when cancelling your health plan!
Thank You for Your 2022 Business!
We want to take a moment to thank you for your business and continued support during 2022, another year filled with challenges and opportunities. As a gesture of appreciation to all our clients, we have once again partnered with our local homeless shelter Inn From the...
Cost Plus and Group Benefit Plans
What is Cost Plus? Group benefit plans, also called group insurance or employee benefits, offer company employees coverage for various healthcare costs. These benefit plans commonly cover dental and prescription drug costs, and they may also cover costs resulting from...
Retirement Health Benefits
For many Canadians retirement is a time of change and excitement. Some have travel plans, while others have things they want to accomplish at home. One important aspect about retirement that sometimes goes unmentioned is the loss of employee benefits and healthcare....
– CATHY, TECHNICAL WRITER FROM ERIN, ON
– PRAD, SYSTEMS ANALYST FROM MARKHAM, ON
– MAUREEN, HUMAN RESOURCES FROM PRINCETON, NJ USA
