Canadian Insurance Blog
Aneurysms and Life Insurance
This blog article discusses the effects an aneurysm has on a life insurance application. We first cover aneurysms in general. We then offer tips on fast-tracking your application as well as likely underwriting outcomes. What is an Aneurysm? An aneurysm is the local...
Keeping Your Life Insurance Coverage When Finances are Tight
As monthly expenses get tighter and debt loads increase some people may find it tempting to cancel their life insurance coverage in order to save on paying the premiums. This 'solution' however can lead to financial consequences later on. Should your health status...
Life Insurance for Scuba Divers
Scuba diving is an underwater activity enjoyed by millions of people around the world. The scenery can be spectacular and is far removed from the busy lives many of us lead above water. However, scuba diving also comes with inherent risk. A study conducted in 1970...
Group Life Insurance: Are You Actually Covered?
Chances are, if you have employee benefits, you have some type of life insurance coverage included. While great attention is paid to the details of the health insurance component, many people don't pay attention to life coverage. It's important to know exactly what...
Thyroid Cancer and Life Insurance
This blog article examines how thyroid cancer affects a life insurance application. What is the Thyroid Gland? The thyroid gland is situated in the throat, right in front of the trachea (the "windpipe"). This endocrine gland takes in iodide from the food we eat and...
Sir John A Macdonald: First Manulife President
Sir John. A. Macdonald is well known to Canadians as our first Prime Minister, but did you know he was also the first president of the Manufacturers Life Insurance Company (Manulife)? Macdonald was born in Scotland and moved to Kingston, Upper Canada during his...
COPD and Life Insurance
What is Chronic Obstructive Pulmonary Disease? COPD is an obstructive, long-term lung disease that results in difficulty breathing. COPD damages the airways (bronchioles) that transport oxygen into the lungs, and it also results in damage to the air sacs at the end of...
Can Stroke Victims Get Life Insurance?
Many people think that having a stroke automatically excludes them from obtaining life insurance protection, but this is not the case. Factors that insurance companies look at include the number of strokes suffered, the amount of damage caused by the stroke(s), the...
Life Insurance and Hypertension (High Blood Pressure)
Hypertension, often referred to as "high blood pressure", is the abnormally high blood pressure of the arteries. A good way to picture high blood pressure is to imagine pumping too much air into an inflatable device. Keep on doing this and eventually, the inflatable...
Choosing The Right Charity For Donations
Many Canadians choose to donate to charities in an effort to make life better for those less fortunate. Charities play an important part in Canadian society, raising money for programs that would not otherwise be able to financially survive. Before donating, it is...
Filing a Life Insurance Claim: How To and Tips
The death of a loved one is an extremely painful, emotional and hectic time. In addition, funerals are expensive, and the bills will keep coming in regardless of a person’s loss. For many people, the life insurance money is needed sooner rather than later. Similar to...
Group Insurance: Understanding The Funding Methods
Many Canadians receive group insurance, otherwise known as employee benefits, from their employer. These plans usually include some form of health and/or life insurance coverage. Group insurance comes in different funding formats. Employers can choose from different...
– CATHY, TECHNICAL WRITER FROM ERIN, ON
– PRAD, SYSTEMS ANALYST FROM MARKHAM, ON
– MAUREEN, HUMAN RESOURCES FROM PRINCETON, NJ USA
