Oftentimes graduating students have pre-existing medical conditions that will no longer be covered by their student health insurance.
If a graduate is able to get employment and if their employer offers employee benefits then their medical conditions will be covered by these group benefits. However, this means there is a window while unemployed when the graduate has no health benefits. In addition, not all employers offer group benefits.
Guaranteed issue health plans have no medical questions and automatically cover pre-existing health conditions!
If you answer “yes” to any of these questions then guaranteed health insurance may be for you:
- Are you a student who currently has medical coverage for your pre-existing condition but are “ageing out” of your parent’s health benefits? (In otherwords, you no longer qualify as a dependent on your parent’s plan due to you age).
- Are you are graduating from a post secondary school and losing your student health plan?
- Have you graduated and not yet employed with a company that provides benefits?
If you are currently still covered by a student health plan and one of these events is looming don’t worry, we can help!
Several top Canadian insurers offer coverage that includes pre-existing conditions if you apply in time.
Blue Cross, Canada Life, Greenshield, Manulife and Sun Life all have options to insure costs incurred by prescription drugs or treatment for pre-existing conditions.
It is important to mention that every graduating student’s situation is unique. If you are in one of these situations then please contact us. We can discuss your personal situation and find the best solution.
Whether it is prescription drugs, medical equipment, mental or physical therapy, or any combination or other need; we can find the health insurance plan that fits your situation best!
Image by u_7csqbq4k4j from Pixabay.
